You’ve probably seen the television ads for accident forgiveness, vanishing deductible, new car replacement, etc. Some of the ads make it sound like these are already part of the policy. They’re not. They’re what we call endorsements, which are added to your basic auto policy at an additional cost. You have to apply for these endorsements. In some cases, there are qualifications you must meet. But if you’re interested in finding out more about these “peace-of-mind” coverages, call or send us an email.