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Yes, BUT the standard limit of coverage is 10% of the amount of insurance on your main house. So if your house is insured for $400,000 then your outbuildings are covered up to $40,000. The definition of “other structures” includes your garage, sheds, pool, pool house and fences. If it would cost more to replace these than the 10%, you may want to increase your limit to cover their replacement cost.


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