The simple answer is NO. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program – NFIP (888-379-9531) and from a few private insurers. The NFIP provides coverage for up to $250,000 for the structure of the home and $100,000 for personal possessions. If you are interested in learning more about flood insurance or if you would like a quote please give us a call.
For more details, click here: http://www.iii.org/article/does-my-homeowners-insurance-cover-flooding